Appreciation 衷心感謝

Mr. Fabio Yang has been taking care of our family's insurance and financial needs for over two years while we mainly lived in China. We just recently moved to the States and is reassured that Mr. Yang is a very honest and trustworthy friend to have.  

我们一家生活在中国，但在美国有物业和一些理财。一开始我们并不认识杨士翔先生，是朋友介绍的，那么这两年多来，杨先生把我在美国的房屋保险和各种理财都打理得非常好。后来我们一家到了美国，见到了杨先生，他对我们所有的项目讲解的非常清楚，以前的费用和账目也非常清晰。我认为杨先生是一个诚实可靠值得信任的朋友。

I think the most important role and mission of insurance brokers / agents is to help customers choose the most suitable insurance products and provide the most professional services according to their different economic conditions and needs. Fabio is by virtue of his professional knowledge and quality of service to win the trust of customers!

我觉得保险经纪人/代理人最大的作用和使命，就是根据客户不同的经济情况及需求，帮客户选择最适合的保险产品，以及提供最专业的服务。Fabio就是凭借他的专业知识和优质的服务赢得了客户的信赖！

You can find all your insurance questions answered and taking care of by Mr. Yang when you call him! A great guy with great service and great heart who is 100% trustworthy.     

有關所有保險的問題，找楊先生就對了。楊先生是一位服務好而且百分百值得信賴的人。

When it comes to life insurance there are loads of insurance brokers/agents that talk a good game, but Fabio helps you make it happen. Fabio has enabled me, coached me and given me the confidence to achieve my ultimate wealth planning through a customized life insurance plan.        

講到人壽保險方面，有很多保險經紀人/代理人談的都只是ㄧ種銷售遊戲，但Fabio可以幫助你找到最合適的方案來實現你的目標。透過他量身定制的人壽保險計劃，我對我自己的財務規劃非常有信心。

Friendly, efficient, and responsible is what Mr. Fabio Yang is all about!    

親切,有效率,負責任是Fabio Yang 留給客戶最深刻的印象!

Fabio provides advices like a friend and family.  He makes it simple for me to understand and choose the most suitable plans that fit my needs.   He also always answers any of my concerns & questions one by one. I greatly trust Fabio. Thanks You!

 一個好友又像家人般的理財顧問，用他的專業及易懂的方式規劃並完善解釋適合的理財產品。無論有任何問題他都會一一答覆。Fabio 的專業與豐富經驗都讓我很信任且放心。感謝有你！     

Fabio offered my family variety of insurance options and got me the most suitable coverage with the lowest rate for my home and auto insurance. He also offered the financial solutions that fits my needs. He was clear in explaining options thoroughly so I could make good decisions. I believe he is highly recommended by anyone who got a chance to meet with him.     

我們家庭所有的保險都是透過 Fabio 的幫忙。從住房和汽車保險到理財選項他都能夠解釋的很徹底，讓我可以做出很好的選擇。我相信任何有機會與他會面的人都會強烈推薦他。

Althought Mr. Yang looks very young, his experience and talent in the industry is very senior. Moreover, he is very patient and thoughtful. I could totally trust him in helping with my family plannings. I feel lucky to know Mr. Yang.

偶然的机会认识了杨士翔先生，看上去他比实际年龄年轻很多，却已是保险业的资深人士和精英。除了他的丰富经验和才华，令我感动的是他的耐心和贴心，把自己的事交给这样的人我很放心。很幸运认识认识他。

Mr. Yang is the first person in my mind when it comes to insurance and financial planning.  He is very knowledgeable in the field and is able to explain all details of different options. Moreover, he would customize plans according to individual needs. Mr. Yang is patient and detailed oriented and I could trust him with all my planning needs.

當我ㄧ有保險相關的問題，我腦中第一位出現的諮詢人士，就是楊士翔先生，他在理財金融保險這ㄧ塊，極具有知識，非常充分了解每一項保險產品的特性，而且會針對每位客人的情況 需求，做進一步的規劃 ，簡直可說是每一項為客人推薦的產品，都是符合個人量身訂造的，而且楊先生非常有耐心，每一細節都再三解釋清楚，讓我的保險理財規劃交給他，我相當放心.

We bought our 1st home back in 2011, and had changed a few insurance company until my friend refer us to Fabio and his team. They are very responsive and friendly, willing to take the time and explain to you clearly about your questions and concerns. Fabio also taking his time and explain to us our life insurance inquires and helped us to pick the most suitable life insurance plan for our family. I would recommend Fabio and his team to all my friends and family!

我們在2011年購買了我們的第一個家，並換過幾家保險公司，直到我的朋友推薦了Fabio和他的團隊。他們非常友善，願意花時間向您解釋您的問題。Fabio也花時間向我們解答所有我們有關人壽保險的疑慮，並幫助我們為我們的家庭選擇最適合的計劃。我會向我所有的朋友和家人推薦Fabio和他的團隊！

Fabio's personalized customer service and knowledge of the financial industry has helped me and my family make important and valuable decisions. His attention to detail and keen listening skills has made it very easy for me to explain my situation and for him to customized and tailor to my needs. I highly recommend Fabio to anyone looking for financial planning and insurance needs.

Fabio在金融行業的經驗幫助了我和我的家人做出了ㄧ些寶貴的重要決定。他的細心和敏銳的聽力使我們溝通很容易。我強烈推薦Fabio給任何尋要保險及財務規劃需求的人。

Our whole family lives in the United States. I have always been very impressed with Mr. Fabio Yang. He is vey sincere and never tried to sell me anything.  It wasn't until we thought about having life insurances for the protection for our daughters.   Even when talking about some of the insurance investment concepts, he has shown a cautious and prudent thinking. I trust Mr. Yang with all our family plannings. More importantly, we have become friends. Wish you good luck.

大家好，我们全家生活在在美国。很有趣的是我们是在餐厅吃饭时很偶然的情况下认识了杨士翔先生。 我一直对他印象非常好。 人很真诚，从不勉强，或很刻意的推销我们。 是因我们自己想为女儿预备人寿保险时，刚好有一次杨先生有打电话来，就聊了起来。   后来在一来一往中发现杨士翔先生在帮我们处理人寿险的过程中，很中肯，很理智。 甚至在谈到保险外的一些投资概念时，他都表现出了谨慎和稳重的思维。 这是我印象最深刻的。   我们全家都很放心让杨先生处理我们家保险的事宜。 更重要的是我们也成为了朋友。 加油, 盼望你能事业有成。

When faced with the insured content of so many insurers, it is difficult to make the right choice as first time buyer. Mr. Yang, with his excellent knowledge and sincere patience to listen to my needs, he was able to help me choose the right plan for me. I would like to introduce my friends to Mr. Yang so they could start planning as soon as possible.

我是第一次购买人寿保险。当在我面对那么多家保险公司的承保内容，很难做出正确的选择时候。杨先生用他过硬的知识，真诚的耐心和宝贵的时间和我做了一一比较和分析，认真听取我的需求，最后帮我选择最适合我的保险。真的是太感动了！我要把我的朋友也介绍给杨先生，让我的朋友们和我一样也及早得到人生规划。

I have a couple policies here and a couple with different company and office. A stark difference! Fabio Yang was very helpful, friendly, knowledgeable and caring. He is very responsive to my needs and concerns. We have been very happy to work with him in the past and look forward to our continued partnership.     

我有很多不同公司的保險。不過楊先和別人差別很大的地方是他樂於助人，知識淵博， 並且很貼心。他總是很積極關注回應我的需求。 我們過去與他合作非常愉快！

Fabio has been my go to person for insurance and finance related questions. He is very informative and thorough with his services, and always go an extra mile to explore solutions for the clients.     

Fabio一直是我有保險和金融相關問題時首選會去找的人。 他的服務非常翔實和透徹，並且總是為了為客戶探索解決方案而努力。

After having the opportunity to review my family's insurance needs, I learned that Fabio has a very profound experience in the financial industry. He is also very passionate, professional, and efficient in providing customized solutions. Because of his willingness to spend a lot of time to make sure he is providing us the most suitable plans, our whole family strongly recommends him to all our friends and family. Fabio is a rare talent!

在一個偶然的機會需要保險方面的知識結果和Fabio 聊了起來才知道他有完整的財經方面的背景和一顆非常熱心的個性去幫忙規劃人生的方向。他是非常有效率且專業的服務。尤其是保險商品如此煩瑣他會花時間去量身打造每位客人最好的計劃且在人生理財他更是有深入研究且他是非常非常有效率。所以我們全家都非常願意把他介紹給親朋好友和大家分享他的能力和服務。他是一位難得的人材!

We are very lucky to have Fabio as our agent when buying insurance. This is an important decision that we have been considering. We have other agents before but after the papers are signed, their service to you also ended almost immediately. Fabio is not only very professional and knowledgeable but also very responsible. He always make sure the customers are taken care of not just during the purchasing process but also after the business. He is the best agent to contact for this kind of important decision. We are very happy to have him to help us handle our plans.

非常幸運有Fabio作為我們的保險顧問。 我們之前有其他顧問，但在簽文件之後，他們的服務也幾乎立即結束。 Fabio不僅非常專業，而且知識淵博，也非常負責。 他總是確保客戶有獲得良好的售後服務。 他是保險理財規劃的最佳人選。 我們很高興讓他幫助我們。

I have known Mr. Yang for over 11 years. He was the Branch Manager at the bank my company's accounts were with. I remember he always greeted us with smile and was always very caring. So when he started his own company, I had confidence that he would take good care of my retirment plans. Besides  rental income from my real estate properties, Mr. Yang recommended a tax-free plan for supplementing my retirement income. It has proven to be a great recommendation. Mr. Yang for sure is a great friend to have.

11年前我就認識了楊先生，那個時候他是我公司銀行帳戶的分行經理。我永遠記得他總是面帶微笑地跟人打招呼，服務態度很好，又很誠懇的關心人。所以當他有了自己的保險理財公司來找我的時候，我很放心的把我的人生後半段的規劃交托給他來幫我。除了我現有的房地產租金收入以外，他推薦了免稅的計劃作我退休後的一個收入來源。我覺得他給的一些建議都非常實在，他是一個值得深交的好朋友。

We have known Fabio for a long time. From manager in banking to insurance, he has always been very dedicated, professional, responsible, and very nice! We all trust him and like to introduce our friends and customers to him.

我们认识 Fabio 很久了，他从银行界的经理转行做到保险，每一个工作都是兢兢业业，专业，负责，人非常的 nice！我们都很信赖他，都喜欢把朋友客人介绍给他。

I have known Fabio for 10 years. We followed him from one bank to another until he joined his family's insurance business.  Even so, he was still very helpful with our banking inquiries. When our commercial loan was due for renewal, he even helped us to get a good offer from the bank. Fabio is always commited and I really appreciate it in my heart. 

我認識Fabio已經10年了。從他在銀行剛升經理，後來跳槽到其他銀行，我們都是跟著他。雖然之後他加入了自家公司做保險理財，但他對我們在銀行方面的一些業務上的問題，都還很關心。我們的地產商業貸款到期的時候，他還幫我們售後服務，協助了我們跟銀行拿到最好的條件。Fabio 對客戶的服務始終如一的負責，真是令我感謝在心。

Through Mr. Yang's patience and professional knowledge, I was able to gain a profound understanding of insurance and financial planning. Through his guidance, I was able to make an important decision for my life planning.  Besides Mr. Yang's professional knowlege, more importantly is his sense of responsibility to take care of different customers according to their unique situations. I personally feel the assurance and peace of mind to be taken care by Mr. Yang.

通过认识了杨先生后我才对保险行业及投资理财有更深刻的认识及了解，，在他的耐心及专业知识的指导下后让我完成了人身的一个重大的决定。很庆幸能够认识了杨先生，他不仅有专业的各项保险及投资理财的知识更重要的是有责仼感能根据不同客人的实际情况来对号入座。我个人觉得跟着杨先生即放心又安心。